DISCLAIMER: The views and opinions expressed in this website are solely that of the author and do not necessarily reflect the opinion of The Great Eastern Life Assurance Co Ltd (“Great Eastern Life”). For the avoidance of doubt, Great Eastern Life  does not make any representations or warranties, express or implied, as to the completeness or accuracy of the information contained in this website. Further, Great Eastern Life expressly disclaims any and all liability relating to or arising from the use of and/or reliance on the information contained in this website. The information contained in this website is for your information only and does not have regard to the specific investment objectives, financial situation and particular needs of any person(s).